South Carolina Attorney: Joe Griffith Law Firm : White Collar Crime, Criminal Defense, Business Litigation, Business Disputes
Charleston Attorney: Joe Griffith Law Firm : Wrongful Death, Workers Compensation, Defective ProductsHome - Charleston Lawyer: Business Litigation, White Collar Criminal Defense, Medical MalpracticePractice Areas - Wrongful Death, Workers Compensation, Defective ProductsFree Case Review - Charleston Attorney: Joe Griffith Law FirmOur Offices - Charleston Attorney: Joe Griffith Law Firm
Charleston Attorney: Joe Griffith Law Firm : Injury, Accident, Defense, Litigation.
 

Insurance Coverage Claims
 

When it comes to insurance coverage claims and disputes, we take a results-oriented approach that is both expedient and cost-effective.

Policy holders and insurance companies often disagree as to what situations an insurance policy covers. At the Joe Griffith Law Firm, LLC, our South Carolina insurance coverage claims lawyers help clients deal with their insurers to get valid claims paid under their policies. If you have had a claim unfairly denied by your insurance company, you need to contact an experienced insurance law attorney as soon as possible.

Insurance disputes have become more common and more complicated over the years, and the monetary stakes have increased as well. We handle most types of insurance dispute cases, including those where the coverage of the policy was misrepresented at the time of application, as well as cases where a claim was denied despite clearly being covered under the policy.

Insurance scams and insurance fraud cost policy holders millions of dollars every year. Some insurance companies engage in “cherry-picking,” which describes the practice of signing up as many insureds as possible to a very generic policy and simply challenging any claim that would be expensive to pay. After challenging the claim in a “routine investigation,” the company will search for inconsistencies or incorrect information submitted by the client and use it to deny the validity of the claim in bad faith.

Insurance companies have a vested interest in not paying claims. They employ teams of lawyers to avoid payouts on large claims. In serious situations like fires, hurricanes, and substantial medical bills, insurance companies have a financial incentive to avoid payment. An experienced insurance law attorney can help you fight back against an improper refusal to pay on a claim. We can conduct an analysis and interpretation of your policy and prepare a proper claim under your policy. If your valid claim is denied, we are not afraid to go to trial to litigate on your behalf.

Some other insurance-related matters we handle include:

  • Coverage Disputes involving construction accidents; completed operations; environmental claims; trucking and automobile accidents; premises liability; trademark, patent and copyright claims; defamation; commercial litigation; employment law; and bad faith denial of insurance coverage or claims.
  • Various Policies and Coverages including first-party coverage; Professional Liability; Homeowners; Manuscript and Excess policies; and Directors and Officers errors and omissions policies.
  • Recurring Issues including additional insured status of an owner, contractor, lessor, or construction manager; defense and indemnity for class action suits involving consumer claims; the ambit of coverage for invasion of privacy; proof of existence and terms of coverage; identity of insured/additional insureds; treatment of multiple insureds; self-insured retention; deductibles and carrying charges; notice and disclaimer requirements; number of occurrences; co-insurance allocations; primary versus excess issues; contractual indemnity issues; anti-subrogation; breach of contract to procure coverage; waiver of subrogation; bankruptcy issues; and drop down provisions.
  • Special and Unique Issues including application of pollution exclusions; construction defects; "sick building" claims; interplay of differing laws encountered in a choice of laws provision; and narrowed or broadened scope of coverage by means of manuscript endorsements.

Contact the Joe Griffith Law Firm, LLC today to schedule an appointment with one of our knowledgeable attorneys. We can be reached at 843-CALL-JOE (843-225-5563), or contact us via our online form.

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Joe Griffith Co-Authors Book On Health Care Fraud Joe Griffith Co-Authors Book On Securities Fraud
 
DOWNTOWN CHARLESTON
7 STATE STREET
Charleston, SC 29401
MT. PLEASANT
946 JOHNNIE DODDS BLVD
Mt. Pleasant, SC 29464